RICK ELMENDORF
SVP of Mortgage Lending · NMLS #485091
571-249-5363

Privacy Policy

Last updated: August 26, 2026

This page is supplemental. loanwithrick.com is operated by Rick Elmendorf, an employee of Guaranteed Rate, Inc. d/b/a RATE (NMLS #2611). The collection, use, sharing, and protection of your personal and financial information is governed by RATE's official privacy policy:

www.rate.com/privacy

That policy controls. This page describes only what is specific to this website — what these pages collect, and the tracking technologies used here.

What this website collects

When you complete a form on this site — including the worksheet request and the relocation forms — you provide information directly to us. Depending on the form, that may include:

We do not ask for and you should not send a Social Security number, date of birth, account numbers, or income documentation through this website. If a loan application becomes appropriate, that information is collected through RATE's secure application system, not here.

How we use it

Information you submit is stored in our customer relationship management system and is handled in accordance with RATE's privacy policy and applicable law.

Advertising and analytics

This website uses the Meta Pixel, a tracking technology provided by Meta Platforms, Inc. It records page views and form completions so that we can measure whether our advertising is working and reach people who may be interested in our services.

You can control how Meta uses this information in your Facebook or Instagram ad settings, and you can limit tracking generally through your browser's privacy settings or by using a browser that blocks tracking technologies. Blocking these technologies does not affect your ability to use this website or to work with us.

This website may also use standard web server logs, which record information such as your IP address and browser type.

Text messages and calls

If you provide your mobile number and consent on a form, you may receive calls and text messages from us, including through automated means. Consent is not a condition of any purchase. Message and data rates may apply. You may opt out of text messages at any time by replying STOP, and you may request to be placed on our Do Not Call list by emailing DNC@rate.com with your phone number.

Third parties

We use service providers to operate this website and communicate with you, including our website host, our email delivery provider, our customer relationship management system, and Meta for advertising. These providers receive only what they need to perform their function. We do not sell your information.

Your choices

Children

This website is not directed to children under 13, and we do not knowingly collect information from them.

Changes

If this page changes, the date at the top will change with it.

How to reach us

Rick Elmendorf
SVP of Mortgage Lending · NMLS #485091
Guaranteed Rate, Inc. d/b/a RATE · NMLS #2611
2590 Northbrooke Plaza Drive, Suite 302
Naples, FL 34119
571-249-5363 · rick@loanwithrick.com

For questions about how RATE handles your information company-wide, see www.rate.com/privacy.